Loan

Whatever type of loan you are looking for, at Relax Finance we provide independent advice so that you can find the most effective solution to your specific needs. So, whether your loan is large or small, for business or for pleasure, with a secured loan from Relax Finance you can rest assured that you have made the right decision.

What amount can I borrow?

As long as you are over 18 and a UK homeowner, you can apply for a secured loan.  The maximum Loan-to-Value ratio (the loan expressed as a percentage of the property value) is 125% depending on the following personal circumstances:

• Income
• Property value
• Previous credit-worthiness
• Period of mortgage payments
• Employment history

How much interest will I pay?

Each individual rate depends on the personal circumstances of the borrower. Lump sums, ranging from £10,000 to £250,000, can be borrowed in return for monthly payments that cover the capital borrowed and the additional interest charged. Then, whatever you decide to use your loan for – home improvements, a dream holiday, a new car or repaying existing debts – is up to you.

Repayment terms can range from 3 to 30 years. So they can be spread over a long enough period to be within your means, but be short enough to minimise interest payments.

Which loan is right for me?

Relax Finance are master brokers with access to the whole of the market. Therefore, finding the best deal for you is fast and hassle-free. Use the menu for more details on our range of loans and loan ideas, or use our quick and easy Online Loan Application for a no obligation quote now.

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Calculate your repayments and apply for your secured loan online now at: www.relaxfinance.com